Please consult the assessment criteria and the essay writing guidelines on ELE before starting your assignment. Note that there are four key marking criteria that will be applied when the essay is marked. You should consider these when constructing your answer, students have lost marks on well researched and well written essays for failing to address one or more of the specified criteria
1] The Economist (2020) reports on changes made to unemployment insurance (UI) in the USA as
part of the federal response to COVID-19. Explain how adverse selection might impact the market
for unemployment insurance. Discuss if there a role for government intervention. Describe any
moral hazard issues that might arise from government subsidised unemployment insurance. Assess
the impact of the emergency changes to UI in the USA.
2] The Guardian (2019) describes how technological advances may bring precision medicine to all.
Assess how changes in medical technology, especially enhanced diagnosis from precision medicine,
may impact the market for medical insurance in relation to adverse selection, moral hazard and
equity
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